Exit Readiness Test for insurance agencies - powered by MKL

Are You Ready To Sell?…. Take the Exit Readiness Test!

The overall Exit Readiness Score is calculated across 5 categories, each scored from 1–10, with a maximum total of 50.
Exit Readiness Score Table

Category Score
1 Financial Performance – Is the book profitable and generating consistent commissions?
2 Revenue Stability – Are renewal income and client retention strong?
3 Book Quality – Is the client base diversified with limited concentration risk?
4 Transferability – Will clients likely remain after the sale, and are carrier relationships transferable?
5 Transfer Readiness – Are client records, procedures, and agreements organized, and is the broker willing to assist during the transition?

Total Score: 0 / 50
*Exit Readiness Score: 0%

Exit Timing Index: 🟢 Best Time to Sell

Learn how to Improve Your Exit Readiness Score →

Exit Timing Index: 🟢 Ready for Sale

Learn how to Improve Your Exit Readiness Score →

Exit Timing Index: 🟡 Consider Selling

Learn how to Improve Your Exit Readiness Score →

Exit Timing Index: 🟠 Prepare to Sell

Learn how to Improve Your Exit Readiness Score →

Exit Timing Index: 🔶 Value Needs Improvement

Learn how to Improve Your Exit Readiness Score →

Exit Timing Index: 🔴 Not Exit Ready

Learn how to Improve Your Exit Readiness Score →

ERS Score Exit Timing Index (ETI)
46–50 🟢 Best Time to Sell
41–45 🟢 Ready for Sale
35–40 🟡 Consider Selling
29–34 🟠 Prepare to Sell
24–28 🔶 Value Needs Improvement
23 or Below 🔴 Not Exit Ready

Schedule a free consultation:

MKL is a Mergers & Acquisitions Advisory Firm that works Exclusively with Independent Insurance Agents and Brokers throughout the USA.

WE SPECIALIZE in selling small to medium size independent Agencies and Books in the range of $50,000 to $5,000,000 in revenue.

Every Agency or Book sale is unique, but the right strategy and support can make all the difference and MKL Agency Broker is here to help.

Working with an experienced advisor can help you understand your agency’s true market value, navigate a structured sales process, and ensure your business is positioned for a smooth, successful transition while protecting your clients, employees, and legacy.

  1. Schedule a free consultation on agency-broker.com
  2. Agency-Broker markets your agency to screened buyers with total Confidentiality
  3. You choose the buyer that you feel most comfortable with that will pay cash at closing
  4. All inquiries are confidential and will be answered the same business day. Please fill out our contact form or call: 855.343.5544

 

EXIT READINESS TEST™ | ERT™

A Proprietary Assessment of Insurance Agency Exit Readiness

INTELLECTUAL PROPERTY & PROPRIETARY RIGHTS NOTICE
© 2026 MKL Agency Broker. All Rights Reserved.

EXIT READINESS TEST™️ (ERT™️), including the original assessment questions, assessment structure, scoring framework, scoring criteria, formulas, benchmarks, rating classifications, reports, worksheets, written explanations, graphics, documentation, and related materials (collectively, the “ERT Materials”), were developed by and are proprietary materials of MKL Agency Broker.

The ERT Materials may not be copied, reproduced, distributed, published, displayed, modified, adapted, incorporated into another assessment or product, or commercially exploited without prior written authorization of MKL Agency Broker, except as permitted by applicable law.

Use of an ERT report or score does not grant any ownership interest, license, or right to reproduce, distribute, disclose, modify, or commercially exploit the ERT Materials and the underlying methodology or intellectual property.

Developed and owned by MKL Agency Broker